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Rev. 12/2010 |
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FACTS |
WHAT DOES SHELL LAKE STATE BANK DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your personal information. Federal law gives |
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consumers the right to limit some but not all sharing. Federal law also requires us to tell |
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you how we collect, share, and protect your personal information. Please read this notice |
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carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service |
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you have with us. This information can include: |
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Social Security number |
and |
Credit History |
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Account Balances |
and |
Overdraft History |
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Payment History |
and |
Checking Account Information |
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When you are no longer our customer, we continue to share your information as described |
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in this notice. |
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How? |
All financial companies need to share customers’ personal information to run their |
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everyday business. In the section below, we list the reasons financial companies |
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can share their customers’ personal information; the reasons |
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Shell Lake State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information |
Does Shell Lake State |
Can you limit |
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Bank share? |
this sharing? |
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For our everyday business purposes – |
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such as to process your transactions, maintain |
Yes |
No |
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your account(s), respond to court orders and |
legal investigations, or report to credit bureaus |
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For our marketing purposes – |
No |
We don’t share |
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to offer our products and services to you |
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For joint marketing with other financial companies |
No |
We don’t share |
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For our affiliates’ everyday business purposes – |
No |
We don’t share |
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information about your transactions and experiences |
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For our affiliates’ everyday business purposes – |
No |
We don’t share |
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information about your creditworthiness |
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For nonaffiliates to market to you |
No |
We don’t share |
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Questions? |
Call 715-468-7858 or go to www.shelllakestatebank.com |
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Distributed by FIPCO® – (800)-722-3498 PrivNotice4.1010
eFIPCO
Page 2
Who we are
Who is providing this notice?
Shell Lake State Bank
What we do
How does Shell Lake State Bank protect my |
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To protect your personal information from unauthorized access |
personal information? |
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and use, we use security measures that comply with federal law. |
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These measures include computer safeguards and secured files |
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and buildings. |
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We also maintain other physical, electronic and procedural |
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safegards to protect this information and we limit access to |
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information to those employees for whom access is appropriate. |
How does Shell Lake State Bank collect my |
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We collect your personal information, for example, when you |
personal information? |
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Open an Account |
or Apply for Financing |
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Deposit Money |
or Give Us Your Contact Information |
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Use Your Credit or Debit Card |
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We also collect your personal information from others, such as |
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credit bureaus, affiliates, or other companies. |
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Why can’t I limit all sharing? |
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Federal law gives you the right to limit only |
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sharing for affiliates’ everyday business |
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purposes–information about your creditworthiness |
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affiliates from using your information to market to you |
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sharing for nonaffiliates to market to you |
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State laws and individual companies may give you additional |
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rights to limit sharing. |
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Definitions
Affiliates |
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Companies related by common ownership or control. They can |
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be financial and nonfinancial companies. |
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Shell Lake State Bank does not share with our affiliates. |
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Nonaffiliates |
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Companies not related by common ownership or control. They |
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can be financial and nonfinancial companies. |
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Shell Lake State Bank does not share with nonaffiliates so they |
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can market to you. |
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Joint Marketing |
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A formal agreement between nonaffiliated financial companies |
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that together market financial products or services to you. |
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Shell Lake State Bank doesn’t jointly market. |
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Other important information
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
EPRIV4 rev, 6/2013