PDF Version of Privacy Policy (Download)

							Rev. 12/2010
FACTS	WHAT DOES SHELL LAKE STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives
	consumers the right to limit some but not all sharing. Federal law also requires us to tell
	you how we collect, share, and protect your personal information. Please read this notice
	carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service
	you have with us. This information can include:
					Social Security number	and	Credit History
					Account Balances	and	Overdraft History
					Payment History	and	Checking Account Information

 

	When you are no longer our customer, we continue to share your information as described
	in this notice.
How?	All financial companies need to share customers’ personal information to run their
	everyday business. In the section below, we list the reasons financial companies
	can share their customers’ personal information; the reasons

  Shell Lake State Bank chooses to share; and whether you can limit this sharing.    

Reasons we can share your personal information		Does Shell Lake State	Can you limit
		Bank share?
			this sharing?
For our everyday business purposes –
such as to process your transactions, maintain		Yes	No
your account(s), respond to court orders and
legal investigations, or report to credit bureaus
For our marketing purposes –		No	We don’t share
to offer our products and services to you
For joint marketing with other financial companies		No	We don’t share
For our affiliates’ everyday business purposes –		No	We don’t share
information about your transactions and experiences
For our affiliates’ everyday business purposes –		No	We don’t share
information about your creditworthiness
For nonaffiliates to market to you		No	We don’t share
Questions?	Call 715-468-7858  or go to www.shelllakestatebank.com

                        Distributed by FIPCO® – (800)-722-3498                                                                           PrivNotice4.1010   eFIPCO   Page 2     Who we are   Who is providing this notice?       Shell Lake State Bank           What we do  

How does Shell Lake State Bank protect my		To protect your personal information from unauthorized access
personal information?		and use, we use security measures that comply with federal law.
		These measures include computer safeguards and secured files
		and buildings.
		We also maintain other physical, electronic and procedural
		safegards to protect this information and we limit access to
		information to those employees for whom access is appropriate.
How does Shell Lake State Bank collect my		We collect your personal information, for example, when you
personal information?				Open an Account	or Apply for Financing
				Deposit Money	or Give Us Your Contact Information
				Use Your Credit or Debit Card
		We also collect your personal information from others, such as
		credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?		Federal law gives you the right to limit only
				sharing for affiliates’ everyday business
				purposes–information about your creditworthiness
				affiliates from using your information to market to you
				sharing for nonaffiliates to market to you
		State laws and individual companies may give you additional
		rights to limit sharing.

  Definitions  

Affiliates		Companies related by common ownership or control. They can
		be financial and nonfinancial companies.
				Shell Lake State Bank does not share with our affiliates.
Nonaffiliates		Companies not related by common ownership or control. They
		can be financial and nonfinancial companies.
				Shell Lake State Bank does not share with nonaffiliates so they
				can market to you.
Joint Marketing		A formal agreement between nonaffiliated financial companies
		that together market financial products or services to you.
				Shell Lake State Bank doesn’t jointly market.

  Other important information   For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.                   EPRIV4 rev, 6/2013