Privacy Policy

PDF Version of Privacy Policy (Download)

Rev. 12/2010
FACTS WHAT DOES SHELL LAKE STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell
you how we collect, share, and protect your personal information. Please read this notice
carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
Social Security number and Credit History
Account Balances and Overdraft History
Payment History and Checking Account Information
 
When you are no longer our customer, we continue to share your information as described
in this notice.
How? All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers’ personal information; the reasons
  Shell Lake State Bank chooses to share; and whether you can limit this sharing.    
Reasons we can share your personal information Does Shell Lake State Can you limit
Bank share?
this sharing?
For our everyday business purposes –
such as to process your transactions, maintain Yes No
your account(s), respond to court orders and
legal investigations, or report to credit bureaus
For our marketing purposes – No We don’t share
to offer our products and services to you
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – No We don’t share
information about your transactions and experiences
For our affiliates’ everyday business purposes – No We don’t share
information about your creditworthiness
For nonaffiliates to market to you No We don’t share
Questions? Call 715-468-7858  or go to www.shelllakestatebank.com
                        Distributed by FIPCO® – (800)-722-3498                                                                           PrivNotice4.1010   eFIPCO   Page 2     Who we are   Who is providing this notice?       Shell Lake State Bank           What we do  
How does Shell Lake State Bank protect my To protect your personal information from unauthorized access
personal information? and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.
We also maintain other physical, electronic and procedural
safegards to protect this information and we limit access to
information to those employees for whom access is appropriate.
How does Shell Lake State Bank collect my We collect your personal information, for example, when you
personal information? Open an Account or Apply for Financing
Deposit Money or Give Us Your Contact Information
Use Your Credit or Debit Card
We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
sharing for affiliates’ everyday business
purposes–information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional
rights to limit sharing.
  Definitions  
Affiliates Companies related by common ownership or control. They can
be financial and nonfinancial companies.
Shell Lake State Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They
can be financial and nonfinancial companies.
Shell Lake State Bank does not share with nonaffiliates so they
can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
Shell Lake State Bank doesn’t jointly market.
  Other important information   For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.                   EPRIV4 rev, 6/2013