Check out the free CardValet mobile app to identify potential fraud, find surcharge-free ATM’s and monitor accounts. CardValet provides alerts for purchases exceeding your defined amounts, phone or Internet purchases and suspicious or high-risk transactions. You can even turn off your card when you’re not using it, to help protect against fraud. When your card is “off”, no cash withdrawals or purchases can be approved.
The chip is located on the front of the card and the magnetic stripe remains on the back of the card. The chip on the card is to provide additional security.
When using your card at a terminal that isn’t chip enabled, you will use your card as you have in the past.
If you swipe your card and the terminal is chip-enabled, it will prompt you to insert the card.
For terminals that ARE chip enabled, you will need to insert your card instead of swiping it and the card will need to remain in the terminal until the transaction has completed.
Using your chip card at an ATM may differ based on the type of ATM.
If your card isn’t visible when you put it in the ATM, a chip-enabled ATM will automatically recognize the chip on the card. Please keep in mind that your chip card will be returned at the end of the transaction. If you wish to complete multiple items, you will need to put your card in separately for each item, ex.) balance inquiry, funds transfer, withdrawal. It is important to remember to take your card once the transaction is complete.
If your card is visible when you put it in the ATM, insert and remove your card as you normally would. If the ATM is chip enabled, you will be prompted to insert the card again and leave it inserted until the transaction is completed. If you wish to complete multiple items, you will need to put your card in separately for each item, ex.) balance inquiry, funds transfer, withdrawal. It is important to remember to take your card once the transaction is complete.
Allows withdrawals at ATMs (cash machines) around the world as well as
transfers between checking and savings accounts or between two checking accounts.
(Note: To use this feature, all accounts must be tied to the ATM card.)
There are no transaction fees imposed by our bank for use at our ATMs or at any other ATM.
Account holders are encouraged to participate in check safekeeping. This
means cancelled checks will not be returned along with the monthly statement
of account. All of the accounts (regular checking, NOW and Super NOW) are
eligible to participate in check safekeeping. At the depositors option,
we will provide images of cancelled checks along with the monthly statement,
however, there will be monthly check processing fee of $3.00 to provide this
service. Special note: Student accounts will automatically be opened as safe
kept accounts. Also, all non-personal accounts may receive images of their
cancelled checks back without being assessed the $3.00 fee.