Get the easiest way to monitor, manage, and move your money, anywhere, anytime – all on your schedule. Enjoy free 24/7 access, total security and flexible choices. Now that’s convenience and complete control of your finances.

Features & Benefits

• What is Business Online Banking?
  Business Online Banking lets you transfer money, pay loans, check account balances, view statements, send payments, create payrolls, send wires and more with the use of a personal computer and Internet access.
• How do I sign up for Business Online Banking?
  Customers of Shell Lake State Bank can sign up for this service by stopping in person or going online to fill out the Business Online Application.
• What are the requirements to have a Business Online sign in?
  First, you must have at least (1) business account with the Bank. You need a PC, Internet access, and a secure browser such as Microsoft Edge or Chrome.
• What if I forgot my password?
  Click on the Forgot Password or PIN button. (If you do not receive an email in your inbox, check your spam folder.)
• How do I change my password or challenge questions in Business Online?
  To change your password or challenge questions, log into your Business Online Banking account and click the “Profile” button.
• Can I view my balances and transaction history in Business Online?
  Once logged in you can view you balances and transactions in the account tab at the top. Click the account you are looking for to open the transaction history to see the details.
• How to transfer funds between your Shell Lake State Bank Accounts?
  Once logged in click the payment and transfers tab. It allows you to set up transfers between your Shell Lake State Bank accounts. They can be set up as one-time or recurring transfers.
• Can I view check images and business statements online?
  For statements click the desired account, locate the document button at the top under the account number, click submit, and you should see past statements for your account.
• How do I search for a cleared check if I need to print or locate a copy?
  You have the ability to locate check images by looking at the transaction history and clicking the blue highlighted check number under description. To the right of the transaction history, you should see a Search Transactions and a Check Image Viewer option to quickly locate a check images.
• Can I set up a stop payment for a check?
  You have the ability to view any previously added stop payments on your profile. To put a stop payment on a check you will have to speak with a Bank Representative.

Business Mobile Banking

You’re on the move, that’s why mobile access to your money is important. With Mobile Banking you can monitor, manage, and move your money, anywhere, anytime from your smart phone, tablet, or even text message. Enjoy free 24/7 access, total security and flexible choices. Now that’s convenience and complete control of your finances.

Features & Benefits

• View your balances and transaction history in real-time
• Transfer funds between your Shell Lake State Bank accounts
• Pay bills (must be enrolled in Bill Pay)
• View alerts (must enroll for alerts in Business Online Banking)
• Manage ATM and Check Cards

• What is Business Mobile Banking?
  With Mobile Banking you can monitor, manage, and move your money, anywhere, anytime from your smart phone, tablet, or even text message. Enjoy free 24/7 access, total security and flexible choices.
• Do I need an app for Business Mobile Banking?
  Yes, the Shell Lake Business Mobile app can be found by searching your smartphone’s application store, either the Apple App Store or Google Play. Once downloaded, simply use your Online Banking credentials to log in.

Business Mobile Deposit

Depositing your checks is a snap with Mobile Deposit. Deposit checks anytime, anywhere by simply taking a picture with your iPhone or Android device using our Mobile app. You will receive rapid confirmation that your images have successfully uploaded, and your check is being processed. You can deposit checks on your schedule, anytime and anywhere. No need to worry about making it to the bank during branch hours, and you can skip the deposit slips and drive-up lines. Tap, Snap, Deposit…it’s that easy!

• What is Business Mobile Deposit?
  Deposit business checks anytime, anywhere by simply taking a picture with your iPhone or Android device using our Shell Lake Business Mobile app. You will receive rapid confirmation that your images have successfully uploaded, and your check is being processed. You can deposit checks on your schedule, anytime and anywhere.
• Do I need to be enrolled in Business Online to make mobile deposits?
  Yes. Enroll online or contact the bank office to get started.
• What are the dollar limits for checks that can be deposited with Business Mobile Deposit?
  You are limited to $25,000 per item and a total of $75,000 per business day.
• Do I need to photograph both sides of the check?
  Yes, you are required to photograph both the front and the bank of your check.
• What do I do with my check after its deposited?
  Once your check image has been credited to your account, you must mark the original check by writing mobile deposit on the front of the check with the date of deposit and retain the check for sixty (60) days. During this 60-day period, you must store the original paper check securely using precautions at least as secure as those you would use to protect a blank check. Immediately after this 60-day period, you must destroy the original paper check.

Business Bill Pay (Coming 2025)

Securely pay all your bills on time, every time, with easy-to-use free online BillPay. You have complete control over your payments.

Features & Benefits

• Import payees from QuickenTM or QuickBooks directly into your business Bill Pay account
• Make payments
• Pay multiple invoices at once
• Set up recurring payments
• You can automate your payroll and expense reimbursement
• Delegate the payment responsibilities
• View transaction history and customized reports

• Can I pay bills in Business Online?
  Yes, you need to log into your business online and click on the Bill Pay tab.
• How do I sign up for Business Bill Pay?
  After you successfully log into Business Online you will see a bill payment tab that will help you enroll to begin setting up payments.
• How do I make payments in Business Bill Pay?
  Once you enter all the vendor information you can set up payments to them for invoices.
• Can I set up recurring payments?
  Yes, you can set up onetime or multiple recurring payments
• How long does Business Bill Pay stay active when not in use?
  If your Bill Pay account is not accessed for a period of 90 days it will be considered inactive and will be deleted from our system. If your account is deleted for inactivity, you will need to contact our Bookkeeping Department at 715-468-7858 to have your Bill Pay account reactivated.
• Can I set up ACH payments and automate payroll for my Business?
  Yes, you can set up payroll for your entire business through our Business Online Banking.
• Can I take care of multiple payment invoices at once?
  Yes, you can pay one invoice or pay multiple different invoices in one session.
• How can I delegate the payment responsibilities at my Business?
  In Business Online you can set up roles such as Senior Administrator, Administrator, Supervisor or Employee. You can set security settings for each role or assign different responsibilities.

Import payees from Quicken TM or QuickBooks directly into your business Bill Pay account

Exporting Transactions

• How to Export Transaction Information?
  Export transaction information for use with a personal finance application Log in to Business Online Banking. Click on the account you want to export. Click the download button under account title In the Download Transactions Menu select activity, type and format. Then click Download transactions. There are two types of transfer formats that can be selected from the drop-down transfer list box. The list below details the format type and its associated program. .csv- .csv for (Comma Separated) Microsoft Excel, Quicken TM or QuickBooks

Merchant Capture (Coming 2025)

Shell Lake State Bank’s Merchant Capture is a cost-effective remote deposit solution for small businesses. Merchant Capture allows your business to streamline your check deposit process, manage your receivables and reduce your trips made to the bank.

Positive Pay (Coming 2025)

Our payment and fraud mitigation tools are designed to make it easier for you to monitor your payments so you can stay a step ahead of any threats to your business’s finances. Check Positive Pay provides early detection of fraudulent, altered, or counterfeit checks through daily verification against your check register.

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